The $10,000 Mistake: Why Negotiating a Lower Price is Costing You Money

The average home buyer thinks negotiating a lower price is the best way to save money on a new house. But what if I told you that strategy could actually be costing you thousands? It's a common mistake, and it's leaving a lot of cash on the table. Let's break it down with some numbers. Say you're

Buying vs. Renting in 2025: Which One Makes More Financial Sense?

The decision to buy or rent isn’t just about today’s costs—it’s about your future plans, financial stability, and lifestyle goals.  According to ATTOM’s 2025 Rental Affordability Report, in most U.S. markets, homeownership costs less of a person’s wages than renting a comparable property. But does

Can You Afford a Home Emergency Without Going Into Debt?

What if I told you that, over 30 years, the average homeowner will spend over $180,000 on repairs and maintenance? Sounds crazy, right? But when you break it down, it’s simple math: Homeowners spend an average of $6,087 per year on unexpected fixes, according to a recent survey conducted by Real Es

What’s the Latest with Mortgage Rates?

What’s the Latest with Mortgage Rates? Recent headlines may leave you wondering what’s next for mortgage rates. Maybe you’d previously heard there were going to be cuts this year that would bring rates down. That refers to the Federal Reserve (the Fed) and what they do to their Fed Funds Rate. Whi